+34 68 911 88 69 
+382 69 704 986 Cyprus permanent residence by investment
Residence, tax optimisation and a pathway to an EU passport
- Investment amount: from EUR 300,000
- Processing time: from 9 months
- Eligibility for citizenship after 8 years
Unlock your options — consult with an expert today
Program overview
The Cyprus investment programme provides a fast route to permanent residence and does not require continuous physical presence in the country. To maintain the status, residents only need to visit Cyprus once every two years. Key benefits of Cyprus residence include one of the most competitive corporate tax rates in Europe at 12.5%, as well as no tax on foreign-source income or inheritance. Applicants may invest in Cypriot companies, establish a new business or relocate an existing corporate structure to the island. Eligible family members can also obtain residence under the same application.
Benefits of Cyprus permanent residence
Permanent right of residence
Permanent residence in Cyprus is granted indefinitely. The residence card is renewed once every 10 years, while the underlying status remains valid.
Financial benefits within the EU
Corporate income is taxed at 12.5%, while non-residents are not taxed on foreign-source income, including dividends and gains from the disposal of assets.
Pathway to an EU passport
After eight years of legal residence in Cyprus, applicants may begin the naturalisation process and apply for an EU passport, providing visa-free access to around 170 countries.
Minimal stay requirements
To maintain permanent residence, it is sufficient to visit Cyprus once every two years. There is no requirement to live in the country permanently.
Freedom to conduct business
Status holders may establish companies, receive income from shares in Cypriot businesses and relocate an existing business structure to Cyprus.
Permanent residence for family members
The application may include a spouse, children under the age of 25 and children with disabilities, with no age limit.
What Cyprus permanent residence offers
Get a detailed guide to obtaining a Cyprus residence permit
- A step-by-step action plan for investors
- Detailed requirements and costs
- A tailored strategy for obtaining a second passport
- The latest program terms
Get a detailed guide to obtaining a Cyprus residence permit
Who is Cyprus permanent residence suitable for
- Investors with international portfolios
- Owners of international businesses
- Asset owners and recipients of passive income
- Families with long-term plans
Investors with international portfolios
Applicants may invest in securities issued by local companies, participate in investment funds and establish their own businesses. This structure supports efficient management of an international portfolio, expands access to financial opportunities and may simplify visa applications for travel to the Schengen Area and the United States.
Owners of international businesses
Residents may establish companies, serve as directors without being required to receive a salary and distribute profits as dividends. Relocating a business to Cyprus provides access to a competitive corporate tax rate of 12.5% and a strategic location between Europe, Asia and Africa.
Asset owners and recipients of passive income
Cyprus non-dom status may exempt certain types of passive income from taxation, including dividends and interest received from abroad. The absence of inheritance and gift taxes creates additional opportunities for structuring family wealth and transferring it to future generations.
Families with long-term plans
A single application may include a spouse and children under the age of 25, provided that adult children continue their education and remain financially dependent on the main applicant. Once residence is granted, family members gain access to healthcare, education and comfortable living conditions in Cyprus.
A strategic plan for the whole family
- Security for your family and legacy
- Access to the European financial system
- Mobility and flexibility with minimal bureaucracy
- Personalised service and complete confidentiality
Unlock your options — consult with an expert today
Investment options
Residential property
To qualify for the programme, applicants must purchase new residential property worth at least EUR 300,000, excluding 19% VAT. The investment may be made in one or two properties to meet the required threshold. Average rental yields range from 5.5% to 7.5% per year, depending on the property’s location.
Commercial property
Applicants may invest at least EUR 300,000 in commercial property in Cyprus, including offices, retail premises and hotel properties. Both new developments and resale properties are eligible. A 19% VAT charge applies in addition to the purchase price of commercial property.
Investment cost breakdown
Residential property
Commercial property
Property price
EUR 300,000
EUR 300,000
Administrative fee
EUR 500
EUR 500
Fee per family member
EUR 70
EUR 70
VAT (19%)
EUR 57,000
EUR 57,000
Total
EUR 357,570
EUR 357,570
Request a personalized investment plan for obtaining Cyprus residency
A Mirsatori specialist will develop a tailored residence permit strategy with a detailed breakdown of each stage, taking into account your family composition, investment amount, government fees and related expenses.
Request a plan
Request a personalized investment plan for obtaining Cyprus residency
Who can be included in the permanent residence application
Spouse
- The couple must be legally married or in an officially registered partnership.
Children under the age of 18
- All minor children of the applicant may be included.
Children under the age of 25
- They must be unmarried, enrolled in full-time university education and financially dependent on the applicant.
Children with disabilities
- They may be included regardless of age, provided they are financially dependent on the applicant.
Stages of obtaining Cyprus permanent residence
Stages of obtaining Cyprus permanent residence
Initial due diligence
1–2 days
A certified AML specialist conducts a preliminary check using international databases, assesses potential risks and identifies any issues that could affect the application. This review helps develop an effective strategy in advance, reduce the risk of refusal and streamline the next stages of the process.
Learn moreInvestment selection
2–4 weeks
The Mirsatori legal team identifies the most suitable investment option based on the client’s financial objectives, such as property, shares in Cypriot companies or investment fund units. A carefully selected investment can support both the residence application and the long-term performance of the asset.
Learn moreDocument preparation and submission
4–6 weeks
The Mirsatori team prepares the required documents, including passports, medical certificates, police clearance certificates and proof of income. The documents are then apostilled and translated into Greek or English. Professional preparation helps prevent delays and ensures compliance with the requirements of the immigration authorities.
Learn moreGovernment review and approval
2–4 months
The Cyprus Migration Department conducts the official due diligence review. The application is normally processed within 2–4 months, provided that a complete set of documents has been submitted. Full and accurate disclosure helps avoid additional requests and processing delays.
Learn moreIssuance of permanent residence cards
1–2 weeks
Once the application has been approved, the applicants must visit Cyprus within one year to provide their biometric data and receive permanent residence cards valid for 10 years. The status provides access to the benefits of living in Cyprus and makes it easier for the family to establish themselves on the island.
Learn moreThe latest updates in a format that works for you
The latest news, helpful tips, and insider information — all on our social media channels. Join Mirsatori’s communities and channels:
Comparison of Cyprus permanent residence with other programs
Cyprus PR
Malta PR
Greece PR
Portugal PR
Minimum investment
from EUR 300,000
from EUR 182,000
from EUR 250,000
from EUR 250,000
Family members can be included
yes
yes
yes
yes
Status validity
permanent
permanent
from 5 years
from 2 years
Processing time
from 9 months
from 3 months
from 4 months
from 12 months
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Other ways to obtain residency by investment
Country
Investment
Processing time
Key benefits
Greece
Investment
from EUR 250,000
Processing time
from 4 months
Key benefits
Details
- Short processing timeline
- Investment in liquid real estate
- No language proficiency requirement
Turkey
Investment
from USD 200,000
Processing time
from 2 months
Key benefits
Details
- Residence status for the main applicant and family members
- One-year residence permit with the option to renew
- Path to citizenship after 5 years of residence
Malta
Investment
from EUR 182,000
Processing time
from 3 months
Key benefits
Details
- Premium real estate ownership
- Option to apply with family members
- Residence in the European Union
Expert insights
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Legal and compliance
05.08.2026
Temporary residence, permanent residence, and citizenship: key differences
Frequently asked questions
How much must be invested to obtain Cyprus permanent residence in 2026?
Applicants must invest at least EUR 300,000 in residential property, the share capital of a Cypriot company or units in an approved investment fund. They must also demonstrate an annual income of EUR 50,000 for the main applicant, EUR 15,000 for a spouse and EUR 10,000 for each child. A 19% VAT charge applies to property purchases. The administrative fee is EUR 500 for the main applicant and EUR 70 for each family member.
How long does it take to obtain Cyprus permanent residence?
The application is usually reviewed within 2–4 months after a complete set of documents has been submitted. The entire process, from selecting an investment to preparing and filing the application, typically takes around nine months. Most stages can be completed remotely, without the need to remain in Cyprus throughout the process.
Do permanent residents have to live in Cyprus?
To maintain permanent residence, applicants only need to visit Cyprus once every two years.
Which family members can be included in the application?
The Cyprus programme allows applicants to include a spouse, minor children and children under the age of 25, subject to certain conditions. Adult children must be unmarried, enrolled in full-time university education and financially dependent on the main applicant. Children with disabilities may be included regardless of age, provided their financial dependence on a parent is confirmed.
Can the investment be withdrawn after permanent residence is granted?
The qualifying investment must be retained for as long as the programme requirements apply. Once the applicant obtains Cypriot citizenship, the investment obligations no longer apply and the assets may be disposed of freely.
Does Cyprus permanent residence lead to EU citizenship?
Yes. Permanent residents may qualify for Cypriot citizenship after eight years of residence, provided they meet the naturalisation requirements. Applicants must spend the required period living in Cyprus, including continuous residence during the final year before submitting the application. A Cypriot passport provides EU citizenship and the right to move freely throughout the European Union.
Get expert advice from a Mirsatori specialist at your convenience
Consult with a Mirsatori specialist in the way that works best for you. We will review your request, assess the scope of work, calculate the cost of support, and offer a solution aligned with your goals. Fill out the form to schedule a meeting in the office or online
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