+34 68 911 88 69 
+382 69 704 986 Permanent residency in Malta through investment
Indefinite EU residency, tax benefits and no minimum stay requirement
- Investment: from EUR 182,000
- Processing time: from 3 months
- Visa-free travel across the Schengen Area
Unlock your options — consult with an expert today
Program overview
The Malta Permanent Residence Programme allows investors and their families to obtain permanent residence in Malta. The status gives them the right to live in the country and benefit from a European jurisdiction, including visa-free travel within the Schengen Area, access to a stable financial system and transactions in euros.
Residents may also optimise their tax position in accordance with Maltese law and relocate to Malta with their family. By combining security, a high quality of life and the benefits of EU membership, the MPRP remains one of Europe’s most sought-after residence-by-investment programs.
Benefits of Malta permanent residence
Visa-free travel across Europe
Malta permanent residents can travel throughout the Schengen Area for short stays without applying for a separate visa.
Indefinite permanent residence
The status has no expiry date, allowing you to live in Malta without time restrictions.
No minimum stay requirement
There is no minimum number of days you must spend in Malta to maintain permanent residence.
Malta residence for the entire family
Permanent residence can be obtained for the main applicant, their spouse, children under the age of 29 and parents aged 55 or over.
Favourable conditions for business
Malta offers an attractive tax regime, under which companies may qualify for a refund of up to six-sevenths of the corporate tax paid.
Investment recovery
Property purchased in Malta may be sold after five years without affecting permanent residence status.
What does Malta permanent residence offer
Get a detailed guide to obtaining permanent residency in Malta
- A step-by-step action plan for investors
- Detailed requirements and costs
- A tailored strategy for obtaining a second passport
- The latest program terms
Get a detailed guide to obtaining permanent residency in Malta
Who is Malta permanent residence suitable for
- Entrepreneurs
- Investors and wealth managers
- Families with children
- Senior executives and professionals
Entrepreneurs
Malta residence can help international entrepreneurs strengthen their business profile, build trust with overseas partners and establish a presence in a European jurisdiction by opening offices, making payments and registering companies in Malta.
Investors and wealth managers
Permanent residence provides easier access to Europe’s banking and investment infrastructure, helps reduce barriers when completing transactions and offers practical tools for tax and succession planning.
Families with children
Malta permanent residence can be granted to the investor’s spouse, children and parents. Family members gain access to European education, high-quality healthcare and a range of social services.
Senior executives and professionals
Malta permanent residence can simplify business relocation to a European jurisdiction and allows visa-free short-term travel within the Schengen Area. This is particularly valuable for executives, managers and professionals working for international companies.
Obtaining Malta permanent residence is a strategic investment in your family’s future
- Long-term protection of your family’s interests
- Access to premium financial instruments
- Enhanced mobility across the EU
- Personalised support throughout the application process
Unlock your options — consult with an expert today
Investment options
Property rental
This option requires applicants to pay the applicable government fees and contributions, make a donation to an approved organisation and rent government-approved residential property for five years. The annual rent must be at least EUR 14,000.
Property purchase
Under this option, applicants pay the required administrative fees, make a charitable donation and purchase property worth at least EUR 375,000. After five years, the property may be sold, allowing the investor to recover part of the investment.
Rental option
Purchase option
Government contribution
EUR 60,000
EUR 30,000
Administrative fee
EUR 50,000
EUR 50,000
Donation
EUR 2,000
EUR 2,000
Property investment
at least EUR 14,000 × 5 years = at least EUR 70,000
at least EUR 375,000
Total amount
from EUR 182,000
from EUR 457,000
Request a personalized investment plan for obtaining Malta Permanent Residency
A Mirsatori specialist will develop a tailored residence permit strategy with a detailed breakdown of each stage, taking into account your family composition, investment amount, government fees and related expenses.
Request a plan
Request a personalized investment plan for obtaining Malta Permanent Residency
Who can be included in the permanent residence application
Spouse or partner
- Legally married to the main applicant or in a legally recognised partnership
Children under 18
- Including children of both spouses and children from previous marriages
Children aged 18 to 29
- Financially dependent on the investor
Parents and grandparents
- Of any age and fully or partially financially dependent on the main applicant
Steps to obtain Malta permanent residence
Steps to obtain Malta permanent residence
Confidential preliminary assessment
1 business day
A certified Mirsatori specialist conducts a preliminary assessment of the investor’s profile. The applicant’s background and eligibility are thoroughly checked against international databases used by the Residency Malta Agency.
Learn moreDocument preparation and application submission
from 1 month
The Mirsatori legal team prepares the documents in accordance with Maltese law and arranges their professional translation into English and notarisation in Malta.
Learn moreGovernment due diligence
3–6 months
The Residency Malta Agency conducts due diligence on the investor. The process generally takes from 90 to 180 days, depending on the current workload of the Maltese authorities.
Learn moreFulfilment of the investment requirements
Within 8 months
Following preliminary approval, the investor pays the remaining administrative fee and fulfils the program’s investment requirements. Mirsatori lawyers then submit the supporting documents to the Residency Malta Agency for final approval.
Learn moreBiometrics and residence card issuance
Up to 3 weeks
The investor and eligible family members travel to Malta to provide their biometric data. Permanent residence cards are usually issued within two weeks of completing this procedure.
Learn moreThe latest updates in a format that works for you
The latest news, helpful tips, and insider information — all on our social media channels. Join Mirsatori’s communities and channels:
Comparison of Malta permanent residence with other programs
Malta PR
Greece RPt
Cyprus PR
Portugal PR
Minimum investment
from EUR 182,000
from EUR 250,000
from EUR 300,000
from EUR 250,000
Family members can be included
yes
yes
yes
yes
Status validity
Indefinite
from 5 years
Indefinite
from 2 years
Processing time
from 3 months
from 4 months
from 9 months
from 1 year
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Other ways to obtain residency by investment
Country
Investment
Processing time
Key benefits
Greece
Investment
from EUR 250,000
Processing time
from 4 months
Key benefits
Details
- Short processing timeline
- Investment in liquid real estate
- No language proficiency requirement
The UAE
Investment
from USD 550,000
Processing time
from 1 week
Key benefits
Details
- No language proficiency requirement
- Option to apply with family members
- Investment in liquid real estate
Portugal
Investment
from EUR 250,000
Processing time
from 1 year
Key benefits
Details
- No language proficiency requirement
- Option to apply with family members
- Residence in an EU country
Cyprus
Investment
from EUR 300,000
Processing time
from 9 months
Key benefits
Details
- Residence in an EU country
- Streamlined application procedure
- Investment in liquid real estate
Expert insights
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05.08.2026
Temporary residence, permanent residence, and citizenship: key differences
Frequently asked questions
How much do you need to invest in the Malta Permanent Residence Programme in 2026?
The program offers two investment options:
Property rental:
- renting a residential property for at least EUR 14,000 per year for five years
- a government contribution of EUR 60,000
Property purchase:
- purchasing a property worth at least EUR 375,000
- a government contribution of EUR 30,000
Regardless of the option selected, applicants must also pay an administrative fee of EUR 50,000, make a charitable donation of EUR 2,000 and pay EUR 10,000 for each financially dependent family member.
The main applicant must also demonstrate ownership of assets worth at least EUR 500,000.
How long does it take to obtain Malta permanent residence?
Once the application has been submitted by a licensed agent, the official review process takes approximately four to six months. The permanent residence card is issued after the applicant has completed the biometric procedures and fulfilled all investment requirements.
Do you need to live in Malta permanently to maintain your status?
There is no minimum physical presence requirement. Permanent residents are not required to spend a specific number of days in Malta, making the program particularly convenient for international investors. Residents only need to continue meeting the property purchase or rental requirements and renew their residence cards as required during the first five years.
Which family members can be included in the application?
The following family members may be included in a permanent residence application:
- a spouse or legally recognised partner
- unmarried children of any age who are financially dependent on the main applicant
- children with disabilities, without additional eligibility conditions
- financially dependent parents and grandparents
Can the property be replaced or sold after obtaining permanent residence?
During the first five years, the property must continue to meet the program’s minimum requirements. However, it may be replaced with another property of equal or higher value, provided that the Residency Malta Agency is notified in advance. After the five-year period, the minimum property value requirements no longer apply. The resident may sell or rent out the property or terminate the rental agreement.
Does Malta permanent residence provide a pathway to citizenship?
Yes, but only through the standard naturalisation process. A permanent resident may apply for Maltese citizenship after five years of residence in the country, provided that the physical presence requirements are met. These include 12 consecutive months of residence immediately before the application and a total of four years of residence during the preceding six years. Citizenship applications are assessed individually, and approval is not automatic.
Get expert advice from a Mirsatori specialist at your convenience
Consult with a Mirsatori specialist in the way that works best for you. We will review your request, assess the scope of work, calculate the cost of support, and offer a solution aligned with your goals. Fill out the form to schedule a meeting in the office or online
